Yoga was born when learned sages and Gurus shared their knowledge of balancing the body and soul thousands of years ago in India. Today, yoga is recognised on a global scale and is honoured on June 21 every year.
Yoga has gained recognition globally for one self-evident reason: its health advantages. Yoga is a full-body workout that can help you stay fit and healthy by bringing your body and mind into harmony. Additionally, yoga lowers the cost of your health insurance.
Surprised? Never be! Yoga practice can help you save money on your health insurance, albeit indirectly. Here’s how:
- Reduced Premiums For Purchasing The Policy
Regular yoga practice can help you stay in shape and be healthy. When you purchase an online health insurance policy, the premium calculation is based on your fitness. If you have a medical condition when you buy the health insurance policy, the premium will increase to reflect the higher health risk. If you are healthy, you can avoid this loading and take advantage of lower premiums.
Some insurance providers give healthy people concessions on their premiums. You can take advantage of such premiums when you practise yoga and are in good health. ##
- Benefit From Cumulative Bonus
Online health insurance plans will reward you with a cumulative bonus if you have not filed any claims during the previous policy years. You can maintain your health and ward off potential lifestyle illnesses and complications by practising yoga. This lowers the likelihood of a claim, enabling you to keep the policy’s cumulative bonus. Claims are subject to terms and conditions set forth under the health insurance policy. *
- Receive Wellness Concessions
Many health insurance plans give you concessions and health insurance benefits when you renew your coverage. Such insurance policies give you a concession on the renewal of Bajaj Allianz health insurance premium if you maintain a healthy lifestyle. You can use yoga to support this healthy way of life and take advantage of the deals. Concessions also lead to lower costs in the long run. ##
- Prevent Claim-Based Loading
Some insurance providers increase your renewal premium if you filed a claim against your policy the year before. This raises the cost of the premium, making the plan more expensive. Yoga allows you to maintain your health and ward off claims, though. There is no claim-based loading, so your health insurance plans for family costs are kept reasonable when there are no claims. Claims are subject to terms and conditions set forth under the health insurance policy. *
- Find The Ideal Deal
Finally, many different health plans are available when you practise yoga and maintain your fitness. You can evaluate the coverage provided by various policies and select the one that offers the ideal protection at the lowest cost. ##
Yoga is widely regarded as a healthy lifestyle choice for a reason. It helps you stay fit and healthy and enhances the systems and operations of your body. In fact, with regular practice, you may even be able to ward off common lifestyle diseases. You can enhance your mental health by incorporating meditation into your daily routine.
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*Standard T&C Apply
##All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
